How does PayPal work

PayPal makes it easy to send and receive online payments, whether you're doing it for personal or business reasons - it's an all-in-one solution.

As a seller, you can accept all major credit/debit cards, bank transfers1 and PayPal balances. As a buyer, you can choose how to pay for items.

See below for how it works or watch the demo.

How PayPal works   How PayPal works   PayPal for sellers  


Shop online where PayPal is accepted


Choose how to pay or send money


PayPal sends money securely


Seller receives money immediately

Use PayPal to shop and pay online securely at thousands of websites around the world

Use your credit card or PayPal balance to make payments online

PayPal never shares your financial details

Your payments are sent immediately to the seller

1 Funding of PayPal account with bank transfers is available in approved countries only